Why ClearCareHQ exists
Healthcare pricing in the U.S. is broken. The same procedure can cost $200 at one facility and $2,000 at another—and you often don't find out until after treatment.
The problem
Healthcare prices are inconsistent, confusing, and often hidden until after you receive care. The same MRI can cost $400 at an imaging center and $1,800 at a hospital five miles away—both covered by your insurance, both with different out-of-pocket costs.
Insurance company tools show broad averages. Hospital price lists are raw data files with thousands of codes. Neither gives you a clear answer to a simple question: What will I actually pay?
What we do differently
We process raw hospital pricing files
Federal law requires hospitals to publish machine-readable pricing files. We process these files—often containing hundreds of thousands of rows—and structure them into usable comparisons.
We match prices to your specific plan
Not "Blue Cross" broadly—your specific plan, like "Blue Cross PPO Gold." This matters because the same insurer can have dozens of plans with different negotiated rates.
We clearly label exact vs estimated prices
When we find your exact plan, you see "Exact price." When we can't, you see "Estimated" with a range. You always know which number to trust.
What this means for you
Decisions before care, not after
You can compare prices across providers before you schedule. Know what you'll pay at different facilities—and choose the option that makes sense for you.
Fewer billing surprises
When you see an exact price match, that's the negotiated rate between your insurer and the provider. No guessing. No "average estimates." The real price.
Real cost comparisons
See cash prices alongside insurance prices. Sometimes paying cash costs less than your copay—we show you when that's the case.
No hype, just data
We're not trying to "revolutionize healthcare." We're building a tool that takes publicly available pricing data and makes it useful for people making decisions about where to get care. That's it.
The data comes from hospitals. We process it. You use it to make better decisions.